Privacy Policy

Last Updated: February 2026

This Privacy Policy ("Policy") describes how HG FUNDING ("Company," "we," "us," "our") collects, uses, discloses, and safeguards your personal information when you visit our website at hg-funding.com ("Site") and use our financial services and advisory offerings ("Services"). By accessing our Site and using our Services, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our Site or Services.

1. Information We Collect

1.1 Personally Identifiable Information (PII)

We collect personal information that you voluntarily provide when you interact with our Site or Services. This may include:

• Full name and contact information (email address, phone number, mailing address)
• Business information (company name, title, industry, business size)
• Financial information (investment preferences, capital requirements, risk tolerance)
• Government-issued identification and verification documents for compliance purposes
• Banking and payment information (when necessary for transactions)
• Employment and income information
• Credit information and financial history (only with explicit consent)
• Communication history and correspondence with our team
• Any other information you choose to provide in forms, surveys, or direct communication

1.2 Non-Personally Identifiable Information (Non-PII)

We automatically collect certain technical information when you access our Site:

• IP address and geolocation data
• Browser type, operating system, and device information
• Pages visited and time spent on each page
• Referral source and navigation patterns
• Search queries and interaction data
• Cookies and similar tracking technologies

1.3 Information from Third Parties

We may receive information about you from third-party sources including:

• Credit reporting agencies and verification services
• Business and financial databases
• Public records and government registries
• Financial institutions and banking partners
• Marketing partners and data providers

2. How We Use Your Information

2.1 Service Delivery and Operations

We use your information to:

• Process your inquiries and service requests
• Execute financial transactions and manage investments
• Provide personalized financial advice and recommendations
• Perform due diligence and client verification
• Manage accounts and maintain transaction records
• Verify your identity and prevent fraud
• Comply with regulatory requirements and legal obligations

2.2 Communication

We use your information to:

• Send account updates and service-related notifications
• Respond to your inquiries and support requests
• Provide market updates and investment insights
• Send transactional confirmations and statements
• Contact you regarding your account status

2.3 Marketing and Business Development

With your consent, we may use your information to:

• Send promotional materials and marketing communications about new services
• Conduct market research and surveys
• Develop targeted marketing campaigns
• Share information about financial opportunities and special offers

2.4 Analytics and Improvement

We use information to:

• Analyze user behavior and Site usage patterns
• Improve our Services and website functionality
• Develop new features and offerings
• Understand market trends and client preferences
• Monitor website performance and security

3. Legal Basis for Processing

We process your personal information based on the following legal foundations:

• Your explicit consent
• Performance of our contract with you
• Compliance with legal obligations (KYC, AML, regulatory requirements)
• Protection of vital interests
• Our legitimate business interests (fraud prevention, service improvement)

4. SMS and Mobile Communications

If you provide your mobile phone number and opt in, HG FUNDING may send you SMS or text messages for:

• Account updates and transaction confirmations
• Portfolio alerts and market notifications
• Service announcements and important updates
• Promotional and marketing messages (with consent)
• Customer support and assistance

Message Frequency: Variable based on your account activity and preferences. Message and data rates may apply depending on your mobile carrier and plan.

Opting Out: You may opt out of SMS communications at any time by replying STOP to any message. For assistance or questions, reply HELP or contact us at info@hg-funding.com.

Important Note: We do not sell or share your mobile phone number with unaffiliated third parties for their marketing purposes. SMS consent is not a condition of purchase or service provision.

5. Data Sharing and Disclosure

5.1 Service Providers and Partners

We may share your information with trusted third parties who assist in delivering our Services:

• Financial institutions and banking partners
• Investment platforms and execution services
• Payment processors and financial technology providers
• Accounting and audit firms
• Legal and compliance advisors
• IT service providers and hosting companies

5.2 Legal and Regulatory Compliance

We may disclose your information when required by law or in response to:

• Government agencies and regulatory authorities
• Legal process, court orders, or subpoenas
• Law enforcement requests
• Financial compliance and anti-money laundering (AML) investigations
• Tax authorities and regulatory bodies

5.3 Business Transfers

In the event of a merger, acquisition, bankruptcy, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and provide you with the opportunity to opt out if permitted by law.

5.4 What We Do NOT Share

We do not and will not sell your personal information to third parties for their marketing purposes. Your privacy is paramount to us, and we maintain strict confidentiality regarding your financial information.

6. Data Security and Protection

We implement comprehensive security measures to protect your personal information:

• Encryption of data in transit using SSL/TLS protocols
• Secure data storage with access controls and authentication
• Regular security audits and vulnerability assessments
• Employee training on data protection and privacy
• Multi-factor authentication for sensitive accounts
• Intrusion detection and prevention systems
• Secure backup and disaster recovery procedures

Important Disclaimer: While we use industry-standard security measures, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your information. Any transmission is at your own risk, and you are responsible for maintaining the confidentiality of your account credentials.

7. Data Retention

We retain your personal information for as long as necessary to:

• Provide our Services and maintain your account
• Comply with legal and regulatory requirements (typically 5-7 years for financial records)
• Resolve disputes and enforce agreements
• Prevent fraud and enhance security

After the retention period, we will securely delete or anonymize your information unless legally required to retain it.

8. Cookies and Tracking Technologies

Our Site uses cookies and similar tracking technologies to:

• Improve user experience and functionality
• Remember your preferences and login information
• Track usage patterns and analyze Site performance
• Deliver targeted marketing content
• Prevent fraud and enhance security

Cookie Management: You can control cookie settings through your browser. Most browsers allow you to refuse cookies or alert you when cookies are being sent. However, blocking cookies may affect Site functionality.

9. Third-Party Links and Services

Our Site may contain links to third-party websites and services that are not operated by HG FUNDING. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party services before providing your information.

10. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Right of Access: You can request access to the personal information we hold about you
• Right of Correction: You can request correction of inaccurate information
• Right of Deletion: You can request deletion of your information (subject to legal obligations)
• Right to Opt-Out: You can opt out of marketing communications and certain data processing activities
• Right of Portability: You can request a copy of your information in a portable format
• Right to Restrict Processing: You can request restriction of certain data processing activities

To exercise any of these rights, please contact us using the information provided in Section 14.

11. Children's Privacy

Our Services and Site are not directed toward children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly. If you believe we have collected information from a child under 13, please contact us immediately.

12. International Data Transfers

Your information may be transferred to, stored in, and processed in countries other than your country of residence. These countries may have data protection laws that differ from your home country. By providing your information to us, you consent to such transfers.

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by posting the updated policy on this page with the "Last Updated" date. Your continued use of our Site and Services after any updates constitutes your acceptance of the revised Privacy Policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

HG FUNDING
934 Avenue S
Brooklyn, NY 11223
USA

Email: info@hg-funding.com
Website: hg-funding.com

We are committed to working with you to resolve any privacy concerns within a reasonable timeframe.